Probably not. For example standard policies have limited or no coverage for high value medical equipment, especially for events like a power surge, hacking, or loss of utility services.

No, we won’t recommend you change your malpractice coverage unless it is better for you and your practice.  Some benefits of changing to a new policy can include broader coverage, lower rates, coverage for students and hygienists and higher limits.  In the end it’s your decision and getting a quote doesn’t obligate you to make a change if it isn’t in your best interest.

Probably not.  Most agencies only work with one or a small number of insurance companies that specialize in coverage for Dentists.  The Swanson Group at Robertson Ryan Insurance has access to nearly all of the best companies for dental practices.

No one company is the best fit for every dentist office.  We work with several companies to ensure we find the best fit for your practice.

Saving money is one of the reasons to make a change, but not the only reason.  Sometimes the specialized coverage and service is a good enough reason to change.  In some cases and for some coverages the savings can be significant and rates can potentially be 20-30% less with one company than another.

Getting a quote can help you better understand your current coverage, take advantage of market changes and potentially obtain better coverage and/or a better price with no obligation.

If any of these apply to you, it’s a good idea to get a quote:

·         You aren’t confident in your current coverage

·         You think you might be significantly overpaying for your insurance

·         Your business insurance agent was your personal insurance agent first

·         Your agent hasn’t reviewed your coverage and presented you with options for more than a year

·         Your agent tells you to call the insurance company’s “800” number for service